Effective Date: February 13, 2026
Last Updated: February 13, 2026

By accessing or using this website (“Site”), you agree to comply with and be bound by the following terms and conditions.

If you do not agree with these Terms, you should not use this Site.

1. Informational Purpose Only

The content on this Site is provided for general informational purposes. It does not constitute legal, financial, accounting, tax, or other regulated professional advice.

Use of this Site does not create a client relationship with Horizon SPI.

2. No Professional Engagement

Submitting a contact form, booking a consultation, or communicating through this Site does not establish a consulting engagement.

A formal client relationship is created only through a mutually executed written agreement signed by both parties.

3. Intellectual Property

All content on this Site — including text, frameworks, methodologies, proprietary models, graphics, branding elements, and the Horizon Strategic Transformation Architecture™ — is the intellectual property of Horizon SPI.

No material may be reproduced, distributed, modified, or used without prior written permission.

Unauthorized use may result in legal action.

4. AI Usage Disclosure

Horizon SPI operates as an AI-augmented consulting firm.

AI-supported analytical tools may be used to assist in research, modeling, data interpretation, and strategic analysis. AI-supported analytical tools are used under controlled, professional oversight.

All final recommendations, conclusions, and deliverables are reviewed and validated through human expertise and professional judgment.

5. Limitation of Liability

To the fullest extent permitted by law, Horizon SPI shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from:

• Use of this Site
• Reliance on content
• Inability to access the Site
• External links or third-party tools

Use of this Site is at your own risk.

6. External Links

This Site may contain links to third-party websites. Horizon SPI is not responsible for the content, accuracy, or privacy practices of external sites.

7. Governing Law

These Terms are governed by and construed in accordance with the laws of the Province of Ontario and the applicable laws of Canada.

8. Modifications

Horizon SPI reserves the right to update or modify these Terms at any time without prior notice. Continued use of the Site constitutes acceptance of any changes.