LEGAL DISCLAIMER

Effective Date: February 13, 2026
Last Updated: February 13, 2026

The information provided by Horizon SPI is intended for strategic and educational purposes only.

While we apply professional expertise, analytical rigor, and structured methodologies, outcomes depend on:

• Client implementation
• Market conditions
• Organizational dynamics
• External economic factors

Horizon SPI does not guarantee specific financial, operational, or strategic results.

AI & Analytical Tools

As an AI-augmented advisory firm, Horizon SPI may incorporate AI-supported analytical tools to enhance research, scenario modeling, forecasting, and data interpretation.

AI-supported analytical tools are used under controlled, professional oversight.

AI outputs are reviewed, interpreted, and validated by human expertise prior to inclusion in any formal recommendation or deliverable.

No Regulated Advisory Services

Unless explicitly stated in a signed engagement agreement, Horizon SPI does not provide:

• Legal advice
• Licensed financial advisory services
• Public accounting services
• Tax advisory services

Clients are encouraged to seek appropriate regulated professionals where necessary.

Confidentiality & Engagement Scope

Confidentiality obligations and scope of services are defined exclusively within signed consulting agreements.

This Site does not create confidentiality obligations beyond those required by applicable privacy laws.